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Contact Us

Application Quick Links

Loans
Membership
Credit Card
Share Draft Accounts
Direct Deposit
Employment

Teller 24 Access
210-345-2626
361-289-3123
888-370-3662


ATM / Branch Information


Shared Branching

Free Shared ATMs

No-Fee Valero
Corner Store ATMs



Lost or Stolen Debit or Credit Card - call 800-442-4757


Synergy FCU is Federally Insured by the NCUA.
Share Draft (Checking) Accounts

A Share Draft Account at Synergy FCU has always been a great service to members young and old alike.  Synergy FCU does not charge a monthly service fee for share draft accounts and NEVER has. Just look at some of the services we offer with our share draft accounts.   
  
SYNERGY FCU SHARE DRAFT ACCOUNTS:
  • No monthly service charge
  • No minimum balance required
  • Free Checks - SFCU pays for "Synergy Custom Style" check orders when you order 1 box at a time
  • Duplicate checks for instant check recording
  • No per check fee
  • Free Debit Card
  • Free Direct Deposit
  • Competitive interest rates
  • Monthly statements
  • ATM & POS (Point of Sale) transaction access
  • Teller24 access
  • Free Synergy FCU CyberTeller access Click Here
  • Free  Synergy FCU Bill Payment & Presentment access Click Here.  Or try the Bill Payment & Presentment Demo
  • Overdraft Protection from savings account or SFCU Line of Credit. 
    Overdraft Protection for your debit or ATM card - read and sign this form to get started.

Open your account by printing and completing this application or by calling 210-345-2222 or 888-272-8228.

Click Here for Current Rates.


STATEMENT DISCLOSURE

To read important information about your statement, please click here.

Opt-in for Overdraft Privilege

The Federal Reserve recently amended its regulations regarding Overdraft Privilege on your Debit and ATM cards.

As of August 15, 2010, SFCU will not pay your ATM and debit card transactions that would overdraw your account unless you opt-in, giving SFCU permission to make payment on those transactions. 

Many members prefer having this service to avoid the embarrassment of having their debit card purchase declined at the store checkout line or at a restaurant when paying the bill. 

Your action is required in order for the Overdraft Privilege service to remain the same on your Debit or ATM card.  Read complete details, including standard practices and overdraft fees.  Call (888) 272-8228 or (210) 345-2222 with any questions.

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©2011 Synergy Federal Credit Union | San Antonio, Texas | 888-272-8228