Synergy FCU | Fees Synergy Federal Credit Union

Fee Schedule

Stop Payments (to put on or remove)	$25.00
Copy of Check Request	$3.00
Transfer Fee for NSF (Manual Transfer)	$5.00
Automatic Transfer Fee for NSF	$1.00
NSF Fee (Insufficient Funds)	$25.00
Wire Transfers Domestic (outgoing) Foreign/International (outgoing	$15.00 $40.00
Wire Transfers (Incoming)	No Fee
History Print Out (Member Service Dept) History Print Out (CyberTeller)	$2.00 No Fee
Statement Copy	$3.00
Research Service Fee	$10.00 per hour
Returned Check Fee: Same Party Check Third Party Check	$25.00 5.00
ACH NSF Returns	$25.00
ACH Stop Payments	$25.00
ATM Card Replacement Fee (per card)	$5.00
Debit Card Replacement Fee (per card)	$5.00
ATM Daily Withdrawal Limit	$1,000.00
Foreign ATM Withdrawal Fee	$1.00
Teller Checks	1 free per day / $1.00 for ea additional
Money Orders	$1.00 each
Travelers Checks Single Signature Double Signature	1% Fee 2% Fee
Teller 24 (Audio Response)	Direct Line in area codes (210 & 361) & Toll free for other area codes 888-370-3662 Free
Account Inquiry Fee (If inquiry can be done on Teller 24 / CyberTeller)	$1.00
CyberTeller (Internet Banking)	Free
Bill Payment & Presentment (BP&P)	$4.95 per month; Free with Direct Deposit to Checking Account & Active Bill Payment (pay at least one bill per month)
BP&P - Stop Payment	$25.00
BP&P - NSF Fee (Non-Sufficient Funds)	$25.00
BP&P - Year End CD	$25.00
BP&P - Check Copy Fee	$3.00
BP&P - Overnight Expedited Payments	Electonic via E-pay $3.40 Overnight Check $21.00
Electonic Statements (E-statements)	Free
VISA Gift Cards	$2.45
Notary Service (Members only)	Free
Temporary Checks	8 for $1.00
CoinStar	Free for Members 8.9% for Non-Members
Share Savings Accounts - Excessive Withdrawal fee (over 6 withdrawals per month)	$0.01 per month
Money Market Accounts - Excessive Withdrawal fee (over 3 withdrawals per month)	$10.00 per month
Bad Address Fee	$3.00 per month
Inactivity (Dormant Account)*	$3.00 per month
IDSafeChoice	$0.95 per Month

*Accounts are 'inactive' when there is no activity initiated by you for 12 consecutive months and the account balance is below $500.00.

Revised as of July 27, 2010