Synergy FCU | Share Certificates Synergy

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Share Certificate Rates

Certificates -		Share Certificates		IRA Certificates
	Minimum Deposit	Dividend Rate	APY*	Dividend Rate	APY*
Share & IRA Certificate - 6 months	$1,000	0.55	0.55	0.75	0.75
6 months	$25,001	0.60	0.60	0.80	0.80
6 months	$75,001	0.65	0.65	0.85	0.85
6 months	$125,001	0.70	0.70	0.90	0.90
Share & IRA Certificate - 1 year	$1,000	0.85	0.85	1.10	1.11
1 year	$25,001	0.90	0.90	1.15	1.16
1 year	$75,001	0.95	0.95	1.20	1.21
1 year	$125,001	1.00	1.00	1.25	1.26
Share & IRA Certificate - 2 year	$1,000	1.05	1.06	1.30	1.31
2 year	$25,001	1.10	1.11	1.35	1.36
2 year	$75,001	1.15	1.16	1.40	1.41
2 year	$125,001	1.20	1.21	1.45	1.46
Share & IRA Certificate - 3 year	$1,000	1.60	1.61	1.85	1.87
3 year	$25,001	1.65	1.66	1.90	1.92
3 year	$75,001	1.70	1.71	1.95	1.97
3 year	$125,001	1.75	1.76	2.00	2.02
Share & IRA Certificate - 5 year	$1,000	2.30	2.32	2.55	2.58
5 year	$25,001	2.35	2.36	2.60	2.63
5 year	$75,001	2.40	2.43	2.65	2.68
5 year	$125,001	2.45	2.48	2.70	2.73

*APY = Annual Percentage Yield.
Term is in months.
All rates are annualized and subject to change without prior notice.
Rates are applicable to U.S. operations only.
Rates effective 2/01/12 - 2/07/12