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Credit Cards

MasterCard Platinum Credit Cards

Credit cards come in handy for daily purchases, emergencies, and building up credit history. Synergy FCU credit cards are MasterCard Platinum, EMV chipped cards with incredibly low rates and extra benefits.

Apply for a credit card

Card Options

MasterCard Platinum - this is the standard card. Your rate and credit limit will depend on your qualifications for credit.

MasterCard Platinum Rewards - this is the rewards card. The rate is 11.65% APR. Your credit limit will depend on your qualifications for credit. Rewards are offered through UChooseRewards and can be redeemed for gift cards, event tickets, merchandise, and cash back. You can get special points if you use the vendor links inside UChooseRewards while shopping online. Sign in to UChooseRewards and enroll your Platinum Rewards card to get started.

Learn more from the Frequently Asked Questions



Log into Online Banking to monitor your card and pay your bill

Address for paying your credit card bill:

  • PO Box 2711, Omaha, NE 68103-2711 - this address will be included on your bill. Please be sure to update the address if you use Bill Payment.

To report a lost or stolen Credit Card

  • Call 855-553-0910 or International calling 540-707-4017

Traveling out of the country

If you know you'll be traveling and using your card out of the country, please let us know in advance. Use of your card in a foreign country is one of the security triggers for Synergy FCU cards and your transactions could be denied as a possible security violation. With advanced notice, we can help prevent some or all of those denials. Contact your local branch or call our Member Service Department at 210-345-2222 or 888-272-8228 for travel assistance.