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Line of Credit

A Synergy FCU Line of Credit helps you take advantage of sales and special occasions by having money ready for you at any time. A Line of Credit is also very helpful in emergencies. You can use your Line of Credit as Overdraft Protection for your Shared Draft Account too. There are no annual fees and, once you apply and get approved, your credit line is available whenever you need it. You won't have to apply for a new loan each time.

Your Line of Credit can be accessed 24-hours a day through Online Banking or through the Teller24 phone system.

Synergy Line of Credit:

$500 minimum, rates vary base on credit score, monthly payment based on outstanding balance

See current rates

To apply for a Line of Credit, complete the online application or contact a loan officer at 888-272-8228 or 210-345-2222.

*All applications are subject to eligibility.