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Vehicle Loans

Vehicle options

New & Used Vehicle Loans

An Auto Loan can get you on the road in the vehicle you've always wanted. Synergy FCU's loan rates are competitive and our repayment terms are flexible, which makes your payments more affordable. The New & Used Vehicle Loan applies toward cars, trucks, and vans. A sk us about the 1st Time Buyer program.

You can also get GAP, Mechanical Breakdown, Credit Life, and Credit Disability with your auto loan.

Learn about getting a CARFAXon your vehicle.
Check with NADA about new and used car prices.

Boat Loans

If you are feeling the itch to be out on the lake fishing, it may be time to consider a Boat Loan. Boat Loans are offered at the same low rate as the New & Used Auto Loans.


If you are shopping for a new motorcycle, ask a Synergy FCU Loan Officer about a motorcycle loan.

Travel Trailers & Motor Homes

If you are shopping for a new Travel Trailer or Motor Home, ask a Loan Officer about a loan.

Vehicle Loyalty Reward

Get 0.15% APR off your vehicle loan rate*

Trade in your vehicle currently financed with Synergy FCU and finance your new vehicle with Synergy FCU at the time of purchase to get the Vehicle Loyalty Reward. Vehicle Loyalty Rewards apply to cars, vans, trucks, boats, RVs, travel trailers, and motorcycles. Be sure to get pre-approved before you go vehicle shopping!

Apply for your loan any time of the day, simply by filling out the online application.**

*Vehicle Loyalty Reward rate effective 4/1/15 and is subject to change without prior notice. Auto refinances from other financial institutions and auto dealerships are not eligible.
**All applications are subject to eligibility.