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Routing # 314092128

AutoSMARTâ„¢

Shop. Compare. Finance — All in One Place.

Finding the right vehicle shouldn’t be stressful. With AutoSMART™, Synergy Federal Credit Union members can browse local dealership inventory online and get connected directly to Synergy FCU financing — all through a simple, convenient digital platform.

AutoSMART™ is a vehicle-shopping tool powered by CUDL that brings thousands of new and used cars, trucks, and SUVs together in one place. Whether you’re researching options or ready to buy, AutoSMART™ helps make the process faster, easier, and more transparent.

How AutoSMART™ Helps You

  • Shop Local Inventory Online: Search vehicles from participating dealerships across the region from your phone, tablet, or computer. Filter by price, mileage, body style, features, and more.
  • Compare Vehicles Side-By-Side: Save cars you’re interested in, compare specs, check history reports (if offered by the dealer), and create a short list before ever stepping onto a lot.
  • Connect to Synergy FCU Financing: When you find the vehicle you want, simply select your preferred financing and choose Synergy FCU as your lender. Your information is securely sent to us through the CUDL network, and we work with the dealer to finalize your loan quickly.
  • Streamlined Dealership Experience: Because dealers in the AutoSMART™ network already work with Synergy FCU, your purchase process is faster and more efficient. No need to shop around for financing — you can walk in with confidence knowing your credit union has you covered.​

To get started using AutoSMART™, simply visit the AutoSMART™ portal, browse local dealership inventory, and select Synergy FCU as your preferred lender when you're ready to move forward. It's a fast, convenient way to shop for your next vehicle, with your credit union by your side every step of the way.