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Share Certificates

Share Certificates are a great way to earn extra interest on the money you know you don't need for a certain amount of time. Synergy FCU offers some of the highest interest rates available on Regular Share Certificates and IRA Certificates.

  • Rates vary based on Certificate amount.
  • Open with $1,000.00 or more.
  • Terms are from 6 months to 5 years.

To open a Share Certificate, simply call the Member Service team at 210-750-8333 or 888-272-8228 or email your request to

*All applications are subject to eligibility.