Current Openings
Loan Processor
Job Overview
We are seeking a detail-oriented and experienced Loan Processor to join our dynamic team in the financial services industry. The ideal candidate will have a strong understanding of loan processing and underwriting. This role involves working closely with loan officers and credit union members to ensure a smooth and efficient loan origination process while adhering to all regulatory requirements.
Duties
- Responsible for providing effective secretarial and clerical support for all phases of loan processing activities and promotions.
- Processes all Consumer applications and credit card applications from members to assure their completeness for submission to Loan Officers for formal action. To include the process of payoff quotes, loan payoffs, release of collateral and NADA quotes, including any other documentation/information deemed necessary to determine the loan decision. Maintain contact with members throughout the loan process. May approve loans within established policies and limits.
- Process and monitor Life/Disability and Unemployment claims. Process and monitor GAP and secured insurance claims as needed, as well as cancellations. Monitor SWBC secured insurance policies.
- Handle issues and monitor any requests from members via Processor email as necessary.
- Process Denial letters and advise member of Actions.
- Opens and closes Credit card accounts, processes Travel notifications. May process auditing, scanning loan documents, insurance confirmations.
- Opens and distributes loan department incoming mail/faxes daily. Notary services.
- Receives and screens telephone calls. Answers routine questions or directs them to appropriate personnel. Records and relays messages.
- Completes loan-processing duties in accordance with established policies, procedures, and regulations.
- Responsible for establishing and maintaining effective and professional business relationships with members and external contacts.
- Responsible for establishing and maintaining effective coordination and communication with area personnel and management.
- Assumes responsibility for related duties as required or assigned.
Experience
- One to two years of experience, preferably in Consumer lending.
- Proven experience in loan processing or related roles within the financial services sector is preferred.
- Understanding of Consumer Loan products and services.
- Knowledge of loan processing functions and related financial requirements and procedures.
- High School graduate or equivalent.
- Remain knowledgeable of any changes in processing and funding guidelines. Annual training for the Bank Secrecy Act, OFAC, CIP, AML and TIL policies.
- Strong organizational skills with attention to detail in managing multiple files simultaneously.
- Ability to work effectively under pressure while meeting deadlines.
Job Type - Full Time
Location - On Site, in person, at 1 Valero Way, San Antonio, TX 78249
Salary - starting at $18.00 per hour
Loan Closer
Overview
We are seeking a detail-oriented and experienced Consumer Loan Closer to join our financial services team. The ideal candidate will be responsible for finalizing loan transactions, ensuring all documentation complies with federal and state regulations, and coordinating with various departments to facilitate smooth loan closings. This role requires a strong understanding of the consumer loan processes, underwriting, and loan origination procedures, with a focus on delivering exceptional service to members while adhering to regulatory standards and regulations.
Duties
- Assumes responsibility for providing effective secretarial and clerical support for all phases of loan processing activities and promotions.
- Fund and monitor loan approval queues. To include the process of payoff quotes, loan payoffs, release of collateral and NADA quotes, including any other documentation/information deemed necessary. Maintain contact with members throughout the loan process. May approve loans within established policies and limits.
- At times may process and monitor Life/Disability and Unemployment claims. Process and monitor GAP and secured insurance claims as needed, as well as cancellations.
- Handle issues and monitor any requests from members and dealers. Via Closer email.
- Process, detect and correct loan portfolio collateral title work or exceptions, ensure proper loan documentation, to include, but not limited to auditing, scanning loan documents, insurance confirmations.
- Opens and distributes loan department incoming mail/faxes daily.
- Receives and screens telephone calls. Answers routine questions or directs them to appropriate personnel. Records and relays messages.
- Completes loan-processing duties in accordance with established policies, procedures, and regulations
Experience
- One to two years of experience in consumer lending. Proven experience in loan closing within the financial services sector is preferred.
- Understanding of Consumer Loan products and services.
- Knowledge of loan processing functions and related financial requirements and procedures.
- High School graduate or equivalent.
- Remain knowledgeable of any changes in processing and funding guidelines.
- Annual training for the Bank Secrecy Act, OFAC, CIP, AML and TIL policies.
- Strong organizational skills with attention to detail in managing multiple files simultaneously.
- Ability to work effectively under pressure while meeting deadlines.
Job Type - Full Time
Location - On Site, in person, at 1 Valero Way, San Antonio, TX 78249
Salary - range between $19.50 to $22.00 per hour
Please submit a resume and the employment applications by:
Employment Application
Synergy FCU is an equal opportunity employer that does not discriminate based on age, race, ethnicity, national origin, religion, gender, sexual orientation, disability, medical history, and other non-merit characteristics.