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Routing # 314092128

Transfer Money

Synergy FCU has several options available that allow members to transfer their money, all securely found inside Online Banking under the Move Money section.

Synergy FCU account to account

If you have multiple accounts under the same account number, you can transfer money between them. For example, a checking and savings account.

If you have multiple accounts, you can request Member Service Representative link them inside online banking. For example, your personal account and your child's account.

Synergy FCU accounts to your external accounts

External Transfer

Offers a convenient means to move money between accounts at different financial institutions owned by the same person. Primary members can transfer between Checking, Savings, and Brokerage accounts.


External Transfer:

  • Standard transfers take 3 business days. That will be free for members.
  • Express transfers will be available if certain conditions are met. This is an overnight transfer. There is a $3.00 fee for members.
  • Transfers must be scheduled by 4:00pm CST to be processed that day. Any transfers scheduled after 4:00pm will be processed the following business day.

External Transfer Frequently Asked Questions

If you do not know your log in information, please contact Synergy Federal Credit Union at 210-750-8333 or 888-272-8228.