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Routing # 314092128

Real Estate

Home Equity Loans

A Home Equity Loan allows you to use your home as security. This loan is a convenient way to use your money any way you want, when you want, with the peace of mind that your rate will not change during your loan term.

Some good reasons to borrow:

  • College Tuition
  • Home Improvements
  • Home Additions
  • New Vehicle
  • Bill Consolidation
  • New Furniture
  • Wedding
  • Vacation
  • Medical Expenses
  • and much more...

Time Expectations: The expected closing time for a Home Equity loan is 60 - 90 days. There is a high demand for real estate loans and a shortage of available outside parties, such as appraisers, thus making the closing dates sometimes extending out as far as 90 days.

Home Equity Loan Requirements

*Home Equity Loans only available in Texas. Home Equity Loans have fixed rates. All applications are subject to eligibility.

Home Improvement Loans

A Home Improvement Loan allows you to use your home as security. With this loan, you can hire professionals to do your major home renovations. This will let you be safe and in control of your improvements.

Time Expectations: The expected closing time for a Home Improvement loan is 60 - 90 days. There is a high demand for real estate loans and a shortage of available outside parties, such as appraisers, thus making the closing dates sometimes extending out as far as 90 days.

Home Improvement Loan Requirements

*Home Improvement Loans only available in Texas. Home Improvement Loans have fixed rates. All applications are subject to eligibility.

Land Purchases

We can help you buy land and get started on the construction of your new home.

Land Purchases will be considered on unimproved land up to 90% of the purchase price or appraised value, which ever is less.

Time Expectations: The expected closing time for a Land loan is 60 - 90 days. There is a high demand for real estate loans and a shortage of available outside parties, such as appraisers, thus making the closing dates sometimes extending out as far as 90 days.

Land Loan Requirements

*Land Loans are only available in Texas. All applications are subject to eligibility.


To speak with a loan officer about any of these Real Estate Loans, email info@synergyfcu.org or call 888-272-8228 or 210-750-8333.