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Real Estate

Choose the real estate loan that best fits you.


Thinking about buying a home?

Buying a home is one of the most memorable times in your life, and Synergy FCU is here to guide you step-by-step through the process.

Synergy FCU has partnered with SWBC (South West Business Corporation) to provide you with experienced loan representatives and a state-of-the-art approval system that will put the home financing process behind you so that you can start concentrating on what's important...enjoying the comforts of your new home.

We offer mortgage solutions that are just right for you.

  • Fixed or adjustable rates mortgages
  • Expert advice on the best mortgage product for you
  • Competitive rates
  • Total coordination between your dedicated loan officer and your real estate professional
  • Personal attention

Click here to enter the Mortgage Information Center and/or apply for a Mortgage Loan.

Lori Stephens, Loan Officer NMLS #811025, is the SWBC representative that works with Synergy FCU members. She can be reached at or 214-770-6662 for more information and current rates.

Home Equity Loans

A Home Equity Loan allows you to use your home as security. This loan is a convenient way to use your money any way you want, when you want, with the peace of mind that your rate will not change during your loan term.

Some good reasons to borrow:

  • College Tuition
  • Home Improvements
  • Home Additions
  • New Vehicle
  • Bill Consolidation
  • New Furniture
  • Wedding
  • Vacation
  • Medical Expenses
  • and much more...

Home Equity Application & Loan Requirements

*Home Equity Loans only available in Texas. Home Equity Loans have fixed rates. All applications are subject to eligibility.

Home Improvement Loans

A Home Improvement Loan allows you to use your home as security. With this loan, you can hire professionals to do your major home renovations. This will let you be safe and in control of your improvements.

Home Improvement Application & Loan Requirements

*Home Improvement Loans only available in Texas. Home Improvement Loans have fixed rates. All applications are subject to eligibility.

Land Purchases

We can help you buy land and get started on the construction of your new home.

Land Purchases will be considered on unimproved land up to 90% of the purchase price or appraised value, which ever is less.

Land Application & Loan Requirements

*Land Loans are only available in Texas. All applications are subject to eligibility.

To speak with a loan officer about any of these Real Estate Loans, email or call 888-272-8228 or 210-750-8333.