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Routing # 314092128

Bill Pay

Bill Pay offers you not only the ability to pay all of your bills from one simple-to-use site, but also provides you with the convenience of receiving, viewing and managing your bills at the same online location. And certainly, you’ll continue to experience the easy and secure 24/7 access to your bill pay information. But with Bill Pay, you’ll be able to:

  • Arrange email alerts for bill arrivals, due dates, and upcoming payments
  • Schedule automatic recurring payment rules for each payee
  • Run payment reports and create custom reports
  • Use the Synergy FCU Mobile App to pay bills
  • And much more!


Bill Pay is free.

Bill Pay Deliveries and Cut-off times

In order to avoid late fees and late arrival of your bill payments we’ve included some time frames and cut-off times for you to be aware of when scheduling payments. When possible, payments will be converted to go out electronically. However, some payments will need to be issued by check.

Time Frame for Deliveries

You should allow at least three (3) *business days between the processing date and due date (not the late payment date) for electronic payments and at least five (5) *business days for check payments.

*Business Days are Monday through Friday, excluding federal banking and other public holidays. Saturday and Sunday are not considered business days.

Cut-off time

The cut-off time for inputting a payment to initiate on the same day, or to cancel a payment is 9:30 PM CST.

Get Signed Up

Now is the time to take advantage of all the benefits listed above and feel more confident and in control of your finances. It's simple. Just list who you want to pay, when you want to pay them, and how much. We'll make sure your bills get paid through secure transactions on the dates you specify!

Sign up for Bill Pay here by logging into Online Banking and going to the Bill Pay page.

If you have any questions, please call the Bill Pay call center at 866-960-1902 between the hours of 6:00 AM - 12:00 AM CT, 7 days a week